Home Loans

About Home Loans and Housing-Related Assistance

Take stock of your options on the home front with VA home loan guaranty and housing-related assistance.

VA home loan programs may be used to obtain homes, condominiums, or manufactured homes; refinance an existing home loan; or install energy-saving improvements. VA offers these three main types of guaranteed home loan benefits: 1.) Purchase Loans, 2.) Cash-Out Refinance Loans, and 3.) Interest Rate Reduction Refinance Loans.

Learn more: Home Loans and Housing-Related Assistance

Resources for Veterans

  • A Guide to Housing Benefits for Veterans - The U.S. Department of Veterans Affairs offers a variety of housing benefits to eligible veterans and service members, including mortgages that don’t require a down payment, housing grants for veterans with service-related disabilities and rental assistance for veterans in need. Whether you are a renter, plan to buy a home, or need housing assistance because of special circumstances such as disability, this guide can help you identify what type of help you may be able to get from the VA.
  • VA Home Loan: Here’s What You Need to Know - There are many benefits of using a VA Home Loan guaranty, but too often there is misleading information that can discourage veterans from using them. We will provide some basic information about housing benefits for veterans.
  • VA Loan: In-depth Explanation of the VA loan Process - A VA loan (also known as a Veterans Administration (VA) home loan) is one of the most useful military benefits. If you qualify, you can buy or refinance a home mortgage with as little as $0 down, with great rates and financing up to $424,000. This webpage offers an in-depth explanation of the VA loan process, and instructions on how to submit an application.

How to Apply

Contact our office at (810) 989-6945 for assistance in determining eligibility and completing the necessary forms.